Self – Credit Builder & Cash

Self – Credit Builder & Cash is your all-in-one financial toolkit designed to help you build credit, grow savings, and access fast cash — all without requiring perfect credit to start.

Whether you're starting fresh or rebuilding your credit profile, Self empowers you to take control of your finances and develop better money habits. With no credit score requirements and high approval rates, you can begin your credit journey immediately.

Access fast cash when you need it. Self Cash Advance lets you qualify for up to $100 in minutes with no credit check and zero impact to your credit score. See personalized offers in less than 5 minutes, with no hidden fees or surprise monthly charges.

Build credit with a secured credit card that works everywhere. The secured Self Visa® Credit Card requires no credit check and lets you control your own credit limit. You'll build credit with all three major credit bureaus, and after just 6 months of responsible use, you may qualify for an unsecured card. Use your card anywhere Visa is accepted across the US.

Combine credit building with savings growth. Sign up for a Credit Builder Account and watch your score rise while you save — customers have seen average score increases of 47 points within 12 months. Plans start at just $25 per month, and you unlock your full savings at the end, minus interest and fees. There's no credit check or minimum score required.

Get credit for the payments you're already making. Report your rent, utility, cell phone, and other regular bills to major credit bureaus for just $6.95 per month. On-time rent payments are reported to Experian, Equifax, and TransUnion, while utility and cell phone payments build credit with TransUnion. You'll also receive credit monitoring at no additional cost.

Start your path to better credit today with Self – Credit Builder & Cash. All credit scores are welcome, and you can cancel anytime with no penalties.